Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.